Is Solo Right for Me?
What's Covered
Costs & Enrollment
With Solo Health, you join a group of independent business owners who take their health seriously. Because every member passes a health questionnaire, the pool stays healthier, claims stay lower, and renewals stay steadier year after year — the kind of advantage usually reserved for large companies.
Solo is comprehensive coverage for people who work for themselves. All you need is an active EIN — free to obtain, and our team can walk you through it. Behind Solo is the HBG team, working to make coverage simpler for businesses of one: concierge support, virtual care and therapy through Clever Health, and a plan you actually own.
Healthy Business Group builds benefits for the people the traditional employer model leaves out. Years of working inside that model showed us the same gap again and again: a company's most dependable workers often can't access the benefits offered to everyone else. In 2022 we launched a direct-to-consumer benefits strategy to close it.
Our benefits stores are built for how people actually shop — easy to navigate, wide choice, and an experience that respects the buyer. In 2023 we introduced Solo Health, a captive structure designed specifically for entrepreneurs and sole proprietors in the growing independent economy.
Solo gives a business of one access to comprehensive medical coverage on a nationwide PPO network. Through our products and technology, we deliver benefits that fit a real workforce — full-time, part-time, or independent.
Solo on podcasts and in the media.
Laura Adams covers health plans and benefits for freelancers and solo business owners. She's joined by Tom Morrissey of Healthy Business Group and Rafael Espinal of the Freelancers Union to talk through finding support and choosing coverage as an independent worker.
Solo Health is a health plan for sole proprietors, independent contractors, and gig workers. Kylie Morrissey, Director of Marketing, and Michael Bowen, Customer Success Lead, discuss entrepreneurship and what comprehensive coverage looks like for business owners.
State licenses and compliance information.
Insurance services are provided by Healthy Business Group, LLC (NPN 16185783). State licensing information is listed below.
| Alabama | 3002314374 |
| Alaska | 16185783 |
| Arizona | 3002244951 |
| Arkansas | 3284550 |
| California | 0H78237 |
| Colorado | 16185783 |
| Connecticut | 2376872 |
| Delaware | 3001672353 |
| District of Columbia | 3002245149 |
| Florida | W271314 |
| Georgia | 838630 |
| Hawaii | 3284550 |
| Idaho | 3284550 |
| Illinois | 3284550 |
| Indiana | 3852260 |
| Iowa | 3284550 |
| Kansas | 3284550 |
| Kentucky | 1248688 |
| Louisiana | 1025058 |
| Maine | PRN113173 |
| Maryland | 2083971 |
| Massachusetts | 1952072 |
| Michigan | 3284550 |
| Minnesota | 40840444 |
| Mississippi | 10911928 |
| Missouri | 3002313489 |
| Montana | 3284550 |
| Nebraska | 3284550 |
| Nevada | 3850074 |
| New Hampshire | 3002245065 |
| New Jersey | 1302775 |
| New Mexico | 3284550 |
| New York | 1178660 |
| North Carolina | 3284550 |
| North Dakota | 3284550 |
| Ohio | 1479414 |
| Oklahoma | 3002313555 |
| Oregon | 3284550 |
| Pennsylvania | 604938 |
| Rhode Island | 3001672494 |
| South Carolina | 3284550 |
| South Dakota | 40666962 |
| Tennessee | 3284550 |
| Texas | 16185783 |
| Utah | 967419 |
| Vermont | 523368 |
| Virginia | 535849 |
| Washington | 854885 |
| West Virginia | 3284550 |
| Wisconsin | 3284550 |
